Terms of Use

Welcome to Ed The Lender – In House Mortgage, Corp., (“Company,” “we,” “us,” or “our”). By accessing or using our website (“Website”), you agree to comply with and be bound by these Terms of Use (“Terms”). If you do not agree to these Terms, please do not use our Website.

1. Use of Website

By using this Website, you represent that you are at least 18 years old and legally capable of entering into binding contracts. You agree to use the Website only for lawful purposes and in accordance with these Terms.

2. No Guarantee of Loan Approval

Submitting information through our Website does not guarantee loan approval or a commitment to lend. Loan approval is subject to verification of information, creditworthiness, and other conditions. All loans are subject to underwriting approval.

3. Changes to Rates, Terms, and Products

Rates, terms, and loan products presented on our Website are subject to change without notice. The information provided is for informational purposes only and does not constitute a loan offer or commitment. Final loan terms will be provided upon formal application and approval.

4. Equal Housing Opportunity

We are an Equal Housing Lender. We do not discriminate against any applicant on the basis of race, color, religion, national origin, sex, marital status, age, or because all or part of an applicant’s income comes from any public assistance program.

5. Privacy Policy

Your use of our Website is also governed by our [Privacy Policy], which explains how we collect, use, and protect your personal information. By using this Website, you consent to the practices described in our Privacy Policy.

6. Intellectual Property

All content on this Website, including text, graphics, logos, and images, is the property of Ed The Lender - In House Mortgage, Corp., and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works from any content without our prior written consent.

7. Limitation of Liability

To the fullest extent permitted by law, [Your Company Name] is not liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of the Website. We do not guarantee that the Website will be error-free, uninterrupted, or free from viruses or other harmful components.

8. Third-Party Links

Our Website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of use of any third-party sites. Accessing these links is at your own risk.

9. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Website. Your continued use of the Website constitutes your acceptance of the modified Terms.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of [Your State], without regard to its conflict of law principles.

11. Contact Information

If you have any questions about these Terms, please contact us at:

[email protected]

By using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.


ABOUT US

At Ed The Lender, we’re dedicated to helping you achieve your homeownership and investment goals with personalized mortgage solutions. Led by Eduardo Oropeza, a seasoned loan originator at In House Mortgage, we specialize in providing tailored financing options for a wide range of needs—from DSCR loans for real estate investors to conventional, jumbo, FHA, VA, and HELOC products.

Company NMLS: 2608710

Equal Housing Opportunity
1701 Ponce de Leon Blvd
Suite 205
Coral Gables, FL 33134
(954)446-5492
[email protected]
These materials are not from HUD, FHA, the USDA, or the VA. These materials were not approved by any government agency. They are independent of any government agency. We are not in any way affiliated with any organization listed or referenced within this website, including HUD/FHA/USDA/VA. The inclusion of various education, information, web links, or materials are not an endorsement of the Sender or any of its employees or business partners.

For information directly from HUD/FHA, visit https://www.hud.gov/guidance
For information directly from VA, visit http://www.benefits.va.gov/HOMELOANS
For information directly from USDA, visit http://www.usda.gov/wps/portal/usda/usdahome?navid=GRANTS_LOANS